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Individuals and Families
Copyright 2008 First Mutual Insurance Group, Inc.
There are two primary types of health insurance plans, comprehensive and basic.
Comprehensive plans provide excellent catastrophic coverage, but also includes "first dollar" benefits on minor items such as preventative care, doctor visits, specialists and prescriptions. These plans can create a balance by covering your day to day uses with simple co-pays, yet give you the opportunity to set your deductible at a level that you can afford.
Basic plans provide full coverage, but typically require that you meet an annual deductible before benefits are paid by the carrier.
Comprehensive plans provide excellent catastrophic coverage, but also includes "first dollar" benefits on minor items such as preventative care, doctor visits, specialists and prescriptions. These plans can create a balance by covering your day to day uses with simple co-pays, yet give you the opportunity to set your deductible at a level that you can afford.
Basic plans provide full coverage, but typically require that you meet an annual deductible before benefits are paid by the carrier.
Comprehensive Plans
Basic Plans
*Co-pay on Doctor Visits & Specialists
*Co-pay options on Prescriptions
*Deductibles range between $250 to $5000
*Full Major Medical Coverage up to $5,000,000
*Co-pay options on Prescriptions
*Deductibles range between $250 to $5000
*Full Major Medical Coverage up to $5,000,000
*Deductible must be met before coverge begins
*Deductibles range between $2500 to $7500
*Full Major Medical Coverage up to $5,000,000
*Deductibles range between $2500 to $7500
*Full Major Medical Coverage up to $5,000,000
Initiative Insurance
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Jason Barrett
Phone: (615) 457-2770
Fax: (615) 457-2773
Phone: (615) 457-2770
Fax: (615) 457-2773
